Descriere (limba engleza) ?Descrierea este prezentata in limba engleza, fiind textul oficial conform NACE rev.2 (Nomenclatorul Activitatilor din Comunitatea Europeana).

Traducerea in limba romana nu este disponibila in format electronic, autoritatile romane oferind-o publicului doar in format tiparit, contra cost, desi este o simpla traducere a unei clasificari la nivel european care poate fi consultata gratuit de catre orice persoana.

Versiunea in limba romana este traducerea fidela a prezentului text din limba engleza.

6491

Leasing financiar

Corespondenta cu NACE rev.2:
ENG - Financial leasing
FRA - Crã¹dit-bail
GER - Institutionen fã¼r finanzierungsleasing

This class includes:
- leasing where the term approximately covers the expected life of the asset and the lessee acquires substantially all the benefits of its use and takes all the risks associated with its ownership. The ownership of the asset may or may not eventually be transferred. Such leases cover all or virtually all costs including interest.

This class excludes:
- operational leasing, see division 77, according to type of goods leased

6492

Alte activitati de creditare

Corespondenta cu NACE rev.2:
ENG - Other credit granting
FRA - Autre distribution de crã¹dit
GER - Spezialkreditinstitute

This class includes:
- financial service activities primarily concerned with making loans by institutions not involved in monetary intermediation, where the granting of credit can take a variety of forms, such as loans, mortgages, credit cards etc., providing the following types of services:
• granting of consumer credit
• international trade financing
• provision of long-term finance to industry by industrial banks
• money lending outside the banking system
• credit granting for house purchase by specialised non-depository institutions
• pawnshops and pawnbrokers

This class excludes:
- credit granting for house purchase by specialised institutions that also take deposits, see 64.19
- operational leasing, see division 77, according to type of goods leased
- grant giving activities by membership organisations, see 94.99

6499

Alte intermedieri financiare n.c.a.

Corespondenta cu NACE rev.2:
ENG - Other financial service activities, except insurance and pension funding n.e.c.
FRA - Autres activitã¹s des services financiers, hors assurance et caisses de retraite, n.c.a.
GER - Sonstige finanzdienstleistungen a. n. g.

This class includes:
- other financial service activities primarily concerned with distributing funds other than by making loans:
• factoring activities
• writing of swaps, options and other hedging arrangements
• activities of viatical settlement companies
- own-account investment activities, such as by venture capital companies, investment clubs etc.

This class excludes:
- financial leasing, see 64.91
- security dealing on behalf of others, see 66.12
- trade, leasing and renting of real estate property, see division 68
- bill collection without debt buying up, see 82.91
- grant-giving activities by membership organisations, see 94.99